Before you start looking for a home to purchase, it is always best to make sure you know how much you will be able to qualify for. We can help you determine a maximum purchase price, estimated monthly payment, as well as, estimated funds needed to purchase a home. Once that is determined and you feel comfortable with a purchase price, we then prepare a pre-approval letter to present to your real estate agent, as well as, sellers. With this letter, you will feel more confident in making an offer on a home and sellers will feel more confident in accepting your offer.
Here is a general list of documents needed for a pre-approval...
Review of Credit (we will send you the authorization form to allow us to review)
Recent paystubs covering 30 days, if wage earner
W2s and/or 1099s received in the last 2 years
If Self-Employed, Personal AND Business tax returns filed in the last 2 years
Most recent bank statement showing available funds
Please feel free to contact us and we can discuss your current situation in further detail and also discuss financing options available to fit your specific needs.
