HOW TO GET PRE-QUALIFIED TO BUY

Before you start looking for a home to purchase, it is always best to make sure you know how much you will be able to qualify for. We can help you determine a maximum purchase price, estimated monthly payment, as well as, estimated funds needed to purchase a home. Once that is determined and you feel comfortable with a purchase price, we then prepare a pre-qualification letter to present to your real estate agent, as well as, sellers. With this letter, you will feel more confident in making an offer on a home.

Here is a general list of documents that help us solidify a pre-qualification...

Credit (we can fax or email you the authorization form to allow us to review)
Most recent paystubs covering 30 days, if wage earner
W2s and/or 1099s received in the last 2 years
Personal tax returns filed in the last 2 years, with all schedules/pages
Business tax retruns filed in the last 2 years, if Self-Employed, with all schedules/pages

Please feel free to contact us and we can discuss your current situation in further detail
and also discuss financing options available to you.